February 17, 2007

My income tax refund came in the mail today. I won't say how much the refund is, but lets just say that I have changed my withholding status and I will never loan the money out to the government again. I am not one that normally complains a lot about the way that our government spends and invests our money, but I will say that the government does not do the best job in the way that they handle it. Yes, there are taxes that have to be paid. That is just part of being an American. This year, I am making some serious financial changes. My car is almost paid off. By the end of this month, I will be almost debt free, as my credit cards will be paid off. I really want to owe NO ONE any money, other than daily living expenses. There will always be taxes, just a part of life.A few years ago, I started funding a Roth Ira, but I kinda let that slide for a while. After the end of this month, I am really going to 'hit the bricks', and start saving more for retirement, as I see that Social Security will probably not be around anymore by the time I am ready to retire. I am only 38 years old, and have no kids,so this might make saving money a little easier.